No one likes to be told by a computer that your loan has not been approved… that’s why we don’t use them to make our lending decisions and we won’t credit score you either.
What we will do is get a real person to manually underwrite your loan application so we can take into account all your circumstances both good and possibly not so good. We are not going to hold the odd hic-cup against you.
We are here to provide you with a great product at a competitive rate. That is why we fix your rate, for the full term of your loan so you know exactly what you will be paying each month.
You can also make extra payments at any time for any amount to pay your loan off quicker… and we will not charge you anything for it.
We promise to keep everything simple so you will always know exactly what you are getting. No nasty surprises in the small print.
We are a privately funded lender and therefore don’t have the restraints a lot of other lenders face, we are able to think out-side of the box and be more flexible when making our decisions. We believe even if you have suffered in the past and not been able to obtain a loan, if your circumstances enable us and it’s in your best interest, we will do all we can to help you.
Our team has over 25 years of experience as a lender and broker so we know what makes a good lender and a good broker and we use this knowledge in achieving the best outcome for our customers.
As a Loan Logics customer, you can be sure that you will always speak with a friendly, helpful member of our team. This gives us the opportunity to build a relationship with you and helps us get to know you a little better.
Our loans are arranged through a dedicated network of brokers who will guide you through the process and provide us with all the documents relating to your loan application.