Terms and Conditions

If you continue to browse and use this website, you agree to comply with and be bound by the following terms and conditions of use, which together with our Privacy Policy and Cookie Policy govern our relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please discontinue use of our website immediately.

The term ‘Loan Logics Ltd’, ‘us’ or ‘we’ refers to the owner of the website. The term ‘you’ refers to the user or viewer of our website.


Regulatory Information

Loan Logics Limited is authorised and regulated by the Financial Conduct Authority (FRN 619048).

We do not provide mortgage advice. We are a lender and exclusively provide our own second-charge mortgage products, which are made available through authorised intermediaries (brokers).


Use of Website

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

We make reasonable efforts to ensure that the information on this website is accurate and up to date. However, neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information provided. You acknowledge that such information may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.

Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It is your responsibility to ensure that any products, services or information available through this website meet your specific requirements.

Nothing on this website constitutes financial advice or a personal recommendation.


Cookies and Tracking Technologies

This website uses cookies and similar technologies to distinguish you from other users of our website and to improve your browsing experience.

We use:

  • Strictly necessary cookies required for the operation of the website
  • Functional cookies to enhance usability
  • Analytics cookies (such as Google Analytics) to help us understand how visitors interact with the website

Non-essential cookies (including analytics, marketing, and third-party cookies where applicable) will only be placed on your device where you have provided your consent via our cookie banner.

You can accept, reject, or customise your cookie preferences when you first visit the website, and you may change or withdraw your consent at any time via the cookie settings link available on our website.

Further detailed information about the cookies we use, including their purpose and duration, is set out in our Cookie Policy.


Intellectual Property

This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.

All trademarks reproduced on this website which are not the property of, or licensed to, the operator are acknowledged on the website.


Unauthorised Use

Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.


Links to Other Websites

From time to time, this website may include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).


Liability

To the fullest extent permitted by law, we exclude liability for any indirect or consequential loss or damage arising from your use of this website.


Governing Law

Your use of this website and any dispute arising out of such use is subject to the laws of England, Northern Ireland, Scotland and Wales.


Updates to These Terms

We may update these terms and conditions from time to time. Any changes will be posted on this page and, where appropriate, notified to you.


Important Note

These Terms and Conditions should be read alongside our Privacy Policy and Cookie Policy.