Cookie Policy

1 What are cookies?

Cookies are small text files placed on your device when you visit our website. They are widely used to make websites work efficiently and to provide information to website owners.

Cookies may be:


  • Session cookies (deleted when you close your browser)

  • Persistent cookies (remain until deleted or expire)

2 How we use cookies

We use cookies or similar technologies on our website to:


  • Ensure our website functions properly
  • Improve website performance and user experience
  • Maintain website security
  • Remember your cookie preferences
  • Analyse website usage (where you have consented)

We do not use cookies to share personal data for commercial advertising purposes or for behavioural profiling relating to lending decisions.

Legal basis for cookies
Strictly necessary cookies are used because they are required for the operation, security and functionality of our website.
Performance, analytics, functionality and marketing cookies are only used where you have provided consent.

3 Cookies we use

(A) Strictly necessary cookies

These cookies are essential for the operation of our website and do not require consent.

They are used for:


  • Website security

  • Fraud prevention

  • Core website functionality

  • Managing cookie consent preferences
  • Storing cookie consent preferences (e.g. remembering user cookie choices)
  • Maintaining secure user sessions and preventing unauthorised access

  • Supporting website security and fraud prevention

These cookies are required for the provision of our services.

(B) Analytics cookies

These cookies help us understand how visitors use our website and how our website performs.
They may be provided by services such as Google Analytics or similar analytics providers.

  • They may collect information such as:

  • Pages visited
  • Time spent on pages
  • Navigation behaviour
  • Device and browser type (generally aggregated or anonymised)

These cookies are only used with your consent.

(C) Functionality cookies

These cookies allow the website to:


  • Remember your preferences

  • Improve user experience
  • Support certain non-essential website features

These cookies are only used with your consent.

(D) Marketing and advertising cookies

We do not currently use marketing or advertising cookies. If this changes in the future, we will only do so where required consent has been obtained.

If introduced, these cookies may be used to:


  • Measure the effectiveness of marketing activity
  • Limit repeated advertisements
  • Support reporting on advertising performance

We do not use cookies for behavioural profiling relating to lending decisions.

Any marketing or advertising cookies will only be activated where you have provided consent via our cookie banner and preference centre.

(E) Other cookies

From time to time, we may use cookies that do not fall neatly into the categories above. These cookies will only be used where necessary and/or where consent is required.

Full details of all cookies currently in use, including strictly necessary, analytics, and any third-party cookies, are available within our cookie preference centre.

(F) Cookie Inventory

This list includes the main cookies currently in use. Strictly necessary cookies (including session and security cookies) and consent preference cookies may also be set but are not always individually named in this list due to their functional nature.

_ga (Google Analytics)

  • Purpose: Distinguishes users and generates statistical data on website usage
  • Duration: 1 year 1 month 4 days

_gid (Google Analytics)

  • Purpose: Distinguishes users for analytics reporting
  • Duration: 1 day

gat* (Google Analytics)

  • Purpose: Throttles request rate to improve performance
  • Duration: 1 minute

wordpress_test_cookie (WordPress)

  • Purpose: WordPress sets this cookie to determine whether cookies are enabled on the users’ browsers.
  • Duration: session

wt_consent (Cookie Consent)

  • Purpose: The WebToffee GDPR Cookie Consent plugin sets this cookie to store the user’s consent preferences, allowing the website to recognise those choices on future visits. The cookie does not collect or store any personal or identifiable information about the visitor.
  • Duration: 1 year

For more information on how Google Analytics processes data, please see Google’s Privacy Policy.

4 Third-party cookies

Some cookies may be placed by third-party service providers who support our website, including:


  • Website analytics providers

  • IT and hosting providers

  • Security and fraud prevention providers

These third parties process data in accordance with their own privacy policies.

Where such cookies are used, they will only be activated with your consent (except where strictly necessary).

For further information about how we process personal data, please see our Privacy Policy.

Some cookie categories displayed within our cookie preference centre may reflect standard classifications used by our consent management provider.

Where personal data is transferred outside the UK, appropriate safeguards are applied in accordance with UK data protection laws.

5 Consent to cookies

When you first visit our website, you will be presented with a cookie banner allowing you to:


  • Accept all cookies

  • Reject non-essential cookies

  • Manage your cookie preferences

Non-essential cookies will only be used where you have provided consent.

You may withdraw or change your consent at any time.

6 How to control cookies

You can manage cookies through:


  • Our cookie preference centre

  • Your web browser settings

Most browsers allow you to:


  • Block cookies

  • Delete existing cookies

  • Restrict cookies from specific websites

7 Cookie information

Where cookies are used, we aim to maintain a record of:


  • Cookie name

  • Purpose

  • Duration

  • Provider

Full details are available within our cookie preference centre where applicable.

8 Changes to this Cookie Policy

We may update this Cookie Policy from time to time. Any updates will be published on this page.

9 Contact us

If you have any questions about this Cookie Policy, please contact:

Loan Logics Limited
Top Floor, Waterside Court
Falmouth Road
Penryn
Cornwall
TR10 8AW

Email: info@loanlogics.co.uk

Tel: 01326 375505

Last updated: May 2026